PERSONAL BANKING/PEARL ACCOUNT

Fostering women's financial future.

A financial solution tailored with unique needs and aspirations for every women, crafted to provide women not just banking services, but a supportive and empowering financial partner. 

Benefits that empower

The Pearl Debit Card

An exclusively designed Rupay Platinum Debit Card, a key to a

world of privileges and convenience.

Celebrate Life with Style

Various merchants offers via Rupay Platinum Debit cards

Secure Your Treasures

Locker facility available at a special discount of 25%

Lower Average Monthly Balance

Average Monthly Balance - ₹5000 for Urban Metro branches and ₹2500 for Rural/Semi-Urban branches.

A Personal Banking Companion

A dedicated relationship manager will be provided for any guidance required

Who is eligible for
a Pearl Account?

Resident Indian Women (18 - 59 Years)

Existing or New Unity Customers

Documents required

  • Proof of Identity: Aadhaar Card, Driver's License, Voter's ID Card, Passport
  • Proof of Address: Ration Card, Driver's License, Aadhaar Card, Voter's ID Card, Passport
  • Pan card
  • Passport size photo copy

Pearl Account Interest rates and charges

Make the most of our best-in-class interest rates, up to 7% p.a., while enjoying the convenience of monthly payouts directly deposited into your account.


*Rates are subject to change

Amount Rates (p.a)*
Upto ₹1 lakh 4.5%
>₹1 lakh - ₹10 lakhs 6%
>₹10 lakhs 7%

Frequently Asked Questions

Explore related banking solutions

Fixed Deposit

Safe term deposits with attractive interest rates.

Recurring Deposit

Invest in your future with small, systematic deposits.

Personal Loans

Financial flexibility to ease your burden with quick and easy loans

Empower your financial growth today